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Core Documents Produces YouTube Video About Section 125 Premium Only Plan Documents


Core Documents, the nation’s leading provider of Section 125 Cafeteria and HRA plan documents has produced a new YouTube video titled ‘$99 Section 125 Premium Only Plan Documents (PDF). See it at: https://www.youtube.com/watch?v=4TPMg-xjm5o

The new YouTube video explains how employers and employees nationwide are saving thousands of dollars in payroll taxes by establishing a $99 Section 125 Premium Only Plan (POP) by Core Documents. Most employers today establish these plans to allow their employees to eliminate payroll income tax liabilities by pre-taxing group health and supplemental insurance premium. It’s a simple concept; the insurance premium is deducted off the top of pay before taxes are calculated completely eliminating income tax liability on most group insurance premium.

This 4 minute video is the Executive Summary version and everything you need to know to set up an IRS and DOL compliant Section 125 POP plan for only $99 — PDF without telephone support or staff. Subscription service means you buy your plan document every year as long as you use it.

Since 1997 Core Documents has marketed a one-time charge (no annual subscription) document service AND provided:

  • knowledgeable staff,
  • toll free support,
  • free plan design consulting,
  • as well as low cost custom prepared plan documents for thousands of satisfied clients.

We sell documents and annual document maintenance, as well as state-of-the-art web based administration services, and Do-It-Yourself Excel administration software. Our target market is the small employer, normally with less than 100 employees. We offer online ordering at our website and ordering via fax.

Our clients include mainly small employer groups who find us online, PEOs, national payroll companies, Certified Public Accountants, Third Party Administrators, Agents, Brokers, a network of Flex Affiliate websites, and law firms.

Mission Statement

Core Documents is committed to helping our Clients and their employees reduce income tax liability with compliant Plan Documents and Summary Plan Descriptions that allow them to deduct insurance premium, out-of-pocket medical expenses, dependent care expenses, and commuter and parking expenses before payroll taxes are calculated.



Phone: 1-888-755-3373

M-F 9 to 5



The President of Core Documents, Gene C. Ennis has held:

  • Certification in Flexible Compensation, (CFC) by the Employers Council on Flexible Compensation,
  • a 218 Life and Health Insurance license offering Section 125 plans since 1989,
  • a Third Party Administrator’s (TPA) license administering ERISA self-funded health and welfare plans,
  • a Professional Employer Organization (PEO) license with co-employer responsibility for 500 work site employees, and,
  • a PEO Controlling Person’s license.

Core Documents retains the services of several ERISA Benefit Attorneys for up to the minute commentary on issues affecting plan document language and administration. Since 1997 our plan documents have been thoroughly reviewed by numerous CPAs and law firms who have found them to be clear, concise, compliant and cost effective.



Section 125 Premium Only Plan, or a POP Plan is an essential part of any employer group health insurance and ancillary benefit program. Section 125 is the part of the Internal Revenue Code that allows employees to purchase health insurance and other ancillary benefits tax free. A Section 125 Plan legally allows your employees to pay their portion of medical insurance premium and other ancillary benefits premiums using pretax or tax-free dollars.

Core Documents provides employers with everything they need to establish an IRS and DOL compliant Section 125 POP Plan for only $99.00 in PDF version emailed to you as soon as your document is completed. For $149, you can receive the Deluxe Binder option that includes the PDF email version ASAP, and a printed plan document in a 3-ring binder shipped via Priority Mail.

Core Documents, Inc. has been providing free consulting, affordable plan documents, and plan updates as needed for Section 125 Cafeteria Plans and Health Reimbursement Arrangements since 1997. See more information about these fringe benefit plans at Core Documents’ website: https://www.coredocuments.com, or call toll free 1-888-755-3373.

Also see:

Pre-Tax Individual Health Insurance with Section 125 Premium Only Plan Documents