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Pre-Tax Eligible Premiums in Section 125 Premium Only Plan

Core Documents presents a clear list of employee benefit premium in a Section 125 Premium Only Plan that are and those that are not deductible tax-free to help our clients and friends looking for a quick answer.

Eligible Premiums in Section 125 Premium Only Plan

Employee’s portion of Group Health Insurance

Premiums for another employer’s group insurance plan that are not already tax free, such as COBRA continuation coverage

Dental Insurance (not purchased through State/Federal Exchange?)

Vision Insurance

Cancer Insurance

Critical Care Insurance

Hospitalization Insurance

Voluntary Federal Medicare insurance

– Medicare Part “B” Plan premiums

– MedAdvantage Plan premiums

– Medicare Supplement Plan premiums

– Medicare Part “D” Plan premiums

Disability, loss of limbs, sight or similar benefits (STD/LTD)

Group Term Life

Accidental Death and Dismemberment

Premiums that Can Not be Pre-Taxed

Premiums for major medical Health purchased through State/Federal Exchange

Premiums tax-advantaged through subsidy or tax credit

Life Insurance

Premiums that are tax-free through another employer or other source

Long-Term Care Insurance


Don’t miss these recent blog posts related to Section 125 Plans:

Glossary of Terms: Section 125 Plans — $99 Core Documents

Why Amend and Restate Section 125 Cafeteria Plan Documents? IRS Rulings since 1999 on one page.

Insurers on Obamacare: Expect Premium Prices to Soar

Small Business Healthcare Relief Act H.R. 5447 Would Create Safe-Harbor for Non-Exchange Individual Health Insurance Premium HRA Plans


3D_0001_125Core Documents provides employers with everything they need to establish an Section 125 POP Plan in PDF form for just $99. This cost reflects a one-time setup fee, not an annual charge like their competitors.

Core Documents, Inc. has been providing free consulting, affordable plan documents, and plan updates as needed for Section 125 Cafeteria Plans, Wrap SPD and Health Reimbursement Arrangements since 1997.

See more information about these fringe benefit plans at Core Documents’ website: www.coredocuments.com, or call toll free 1-888-755-3373.

Online Section 125 Premium Only Plan Order Form

Fax PDF Section 125 Premium Only Plan Order Form


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