A Group Health Insurance Alternative for Companies with Fewer than 50 Employees

The former stand-alone HRA is now known as the QSEHRA for qualified small employer groups with fewer than 50 employees offering no group health plan.

$199 in PDF via email*

$249 in PDF email* + Deluxe Binder via USPS

Qualified Small Employers (fewer than 50 full-time employees) who do not offer a group health plan can now provide a Health Reimbursement Arrangement (HRA) for employees.

The QSEHRA uses tax-free dollars to reimburse employees who purchase individual (non-group) health insurance on the individual market or the ACA exchange, along with eligible out-of-pocket medical, dental, and vision  benefits.

• No group health insurance premium makes the QSEHRA an affordable alternative for the small employer.
• For 2018, the maximum allowed annual benefit is $5,050 per employee electing individual coverage, and $10,250 per employee choosing family coverage.
• To qualify for the QSEHRA employers cannot offer another group health plan, including any other Health Reimbursement Arrangements (HRA), or any Health Care Flexible Spending Accounts (FSA), Limited Health Care Flexible Spending Accounts (FSA), and plans that only provided excepted benefits like dental, vision, etc.  See:  IRS Notice 2017-67
• The IRS and DOL only require employers to adopt a formal plan document and SPD to define the benefit design in writing. Then you start saving money.

QSEHRA Plan Document Package

$199 Special Limited-Time Offer

 Our friendly and knowledgeable staff is available to

answer any questions you may have via e-mail or phone call,

Monday through Friday, 9 am to 5 pm ET:

1-888-755-3373

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No annual fee — Core Documents will notify you when there are sufficient changes in the Code to require amending and restating your Plan. You can amend and update anytime, and only when necessary, which is the most cost-effective way to maintain a HRA Plan.

Fast Service — Most orders placed by 3 PM are returned via email the same day, Monday through Friday. Weekend orders are sent out Monday morning. Plan document packages are processed in the order received. During our busiest months (December, January, and February), the rush order fee (see order form) marks your document to be processed immediately.

Refund Policy: Goods and services provided by Core Documents, Inc. are non-refundable upon receipt. Orders cancelled prior to shipping are subject to a fee to cover the cost of goods and services provided during the review, draft, and preparation of your order.

The Trusted Source of Affordable Benefit Plan Documents for over 20 Years.

Core Documents is the country’s leading provider of cost-effective, tax-saving benefit plan documents for Section 125 Cafeteria plans and Health Reimbursement Arrangements. The Trusted Source since 1997, thousands of satisfied agents and employer groups nationwide rely upon Core Documents for free plan design consulting services, plan document updates, ERISA Wrap SPDs, and administration services.