Core Documents is the country’s leading provider of affordable plan documents. Since 1997, we’ve helped employers
and their employees keep more of the money they earn through tax-saving benefit plans.
Our Core 125 plan document package includes everything an employer needs to set up a Section 125 Premium-Only Plan (POP) or Cafeteria Plan that
meets the requirements set by the IRS and DOL for employer-sponsored group benefit plans to pre-tax employee
premiums.
Here is what comes with your Core 125 package:
Section 125 Premium Only Plan Document: Prepared specifically for your
company and plan from information you provide in the application order form.
The Plan Document should be accepted and signed by an Officer of the Company upon receipt and then kept on file
for review by employees, accountants, IRS, etc.
Summary Plan Description (SPD): Explains the Section 125 Plan purpose, who
is eligible to participate, how to enroll, and more, in easy to read language. The SPD also includes all of the
information required by the IRS regarding Section 125 POP Plan Year start and end dates, your agent for legal
service, federal employer ID, COBRA, FMLA, as well as all required DOL information.
A copy of the Section 125 Plan SPD must be given to every employee eligible to participate in the plan, along
with an election form.
Premium Election Form: This is the Section 125 salary deduction agreement.
It includes benefit election data of the health plans and is customized with the employer’s information.
A copy of the election form must be given to every employee eligible to participate in the plan, along with the
Section 125 SPD.
Administrative Handbook: Covers Section 125 Administration,
Non-Discrimination Testing, and Reporting and Disclosure information. Provides instructions on Section 125 Plan
setup, maintenance procedures, and more.
Corporate Resolution to Adopt a Section 125 Plan: Includes minutes of the
Corporate Board meeting to adopt the Section 125 Plan as an employee benefit.
No annual fee — Core Documents will notify you when there are sufficient changes in the Code
to require amending and restating your plan document. You can amend and update anytime for just $79, and only
when necessary, which is the most cost-effective way to maintain a Section 125 Plan.
Fast Service — Most orders placed by 3 PM are returned via email the same day, Monday through
Friday. Weekend orders are sent out Monday morning. Plan document packages are processed in the order received.
During our busiest months (December, January, and February), the rush order fee (see order form) marks your
document to be processed immediately.
Refund Policy: Goods and services provided by Core Documents, Inc. are non-refundable upon
receipt. Orders cancelled prior to shipping are subject to a fee to cover the cost of goods and services
provided during the review, draft, and preparation of your order.
Additional resources
Contact Us
Want to make sure you’re choosing the tax-saving benefits options best for your particular situation? Get in
touch with an expert on Section 125 plan design. Send us an email or call our friendly, knowledgeable staff at 1-888-755-3373.